Neon Prepaid Card
The Neon prepaid card is designed primarily for use by teenagers between the ages of 13 and 17. It allows them the freedom to spend money online and off, learn about managing their own money, and stops them from hassling you to use your cards for them. It will also earn them cashback of up to 20% when they use it.
This card is NOT a credit card. In order to use it you have to load it with money first – this is one of the things which makes it so ideal for use by those under 18.
The card can be used around the world wherever the MasterCard acceptance mark is found. This means that it can currently be used in over 30 million locations including topping up mobile phones, book concert and cinema tickets, train and coach tickets, download music and games, buy dvds, clothes, pay bills and much more.
Topping up the card is easy. You can top up for free with cash at any Phones4U store, at any Post Office branch for a 99p fee, at any PayPoint location for a 3% fee. You can have the card topped up directly from your wages, or by parental top up using a credit or debit card.
Parents may be interested to know that the card is blocked from purchasing certain items – it can’t be used to buy alcohol, cigarettes or adult material which means you can be worry free in allowing your teen to have one. It’s also easy to lock and unlock the card via SMS message so if its misplaced you don’t need to worry, you can just lock it, have a good search and then unlock it when found, or even lock it between purchases for added security.
Because it can’t be used for certain purchases, it also makes it a great way to help out your teen who’s away at university. If they say they’re low on funds for food for example, you can be sure they won’t be wasting any money you put on this card on the ciggies or booze.
There are a few fees involved in owning this card – UK purchase transactions are free, but UK ATM withdrawals cost 99p each, while overseas, purchases are free and you can’t withdraw at ATM machines. The card also costs £9.99 to purchase.