The Sun Prepaid Card
Overview:
The Sun MasterCard is reasonably new arriving on the scene in September 2007, and it followed the successful launch of the Daily Mirror’s ‘Quidity’ card earlier the same year. Being based with MasterCard, this prepay card can be used at all retailers world wide who display the MasterCard logo, which means over 28million locations world wide. They only offer one card design, but do offer three different fee options. You can choose between £1 pay weekly, £4.99 pay monthly, or No fee (pay as you go). With the first two options, you don’t pay a fee for purchases made in the UK and abroad, with the third, you pay no weekly or monthly fee, but instead you do pay a fee for every purchase you make, and it’s worth noting that you do actually still pay an admin fee of £1 per month as well.
The Pros:
Choice of fee options.
Low issue cost at £6.49
Top up is free at high street bank branches using a paying in book & by bank transfer (max £1,500 cash load)
Top up is free via BACS transfer, salary and wage payments online (max £2,000 load).
Free SMS Balance checks.
No bank account required to set this up, and no credit checks either.
Cash back available on some purchases.
The Cons:
2.95% fee on all retail purchases worldwide (for the PAYG card only).
Top up via Credit or Debit card costs 1.95% with a minimum of a 50p charge.
99p fee charged for top up’s made at the post office (max £249 load).
3% fee charged for top up’s made at PayPoint locations (max £249 load).
Summary:
A card with a lot of options on how you pay making it one which can suit everyone no matter how they spend. Being part of the MasterCard set up makes it very useable online and off in most parts of the world.